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How to invest when you’re broke

Many people don't necessarily have the means to invest, but it is possible to invest without having (much) money.

23 July 2021
in Personal Finances
Reading Time: 3 mins read
How to invest when you’re broke
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Many people don’t necessarily have the means to invest, but it is possible to invest without having (much) money. But it is possible to invest without money. How to buy a house without money? How to buy shares ? Cryptocurrencies without a salary?

Investing in real estate without money

How to set up a rental property investment project without spending 1 cent of euro? The approach will be as follows for this type of investment:

Determine your project and its objectives: why are you looking to invest? What property do you want to buy? Where do you want to buy? At what price?

Prepare your arguments and find out about the real estate loans offered by the different banks.
Present your project to the banks, making sure you have the best possible file.

Look for the property you need according to its surface, its location and its price.
Take out a loan at the best rate available.
Buy the property and try to rent it as soon as possible!

How to invest your time

The first action that I recommend you to do, to invest your time, is to invest in training. When I say invest your time in training, I don’t mean invest money. Since as you know, books in paper format or kindle etc. are not free, you have to pay for them, same thing for training on the internet. I recommend you to train yourself.
That’s what I did, or at least what allowed me to take off quickly, is the training on the internet. Now, you have to understand one thing, it’s that even if you don’t have money, you can invest your time by watching YouTube videos. Now, it’s not at all the same investment as training. You have to understand that, by the way, those who have invested in training know that most of what you learn is in training not in YouTube videos.

The second thing you can do with your time is to get the message out by creating content.
The third thing you can do with your time is to have a good time, like I’m having right now. Why? Because all battles, all small victories are earned and celebrated.
There is also a small element that I would add, which is to have fun but not with just anyone. What I want to say is that the more you surround yourself with successful people, the more you surround yourself with people who have a plan to succeed, the more you will succeed, and the more you will excel in what you do and the more you will learn.

People are the best investment

I have surrounded myself with successful people both online and offline. For example, the first people I surrounded myself with who are successful, it’s going to be for example when I was an intern, for example I spent a lot of time talking to my internship supervisor, when I was out at parties with friends, I would often talk to someone who had a business etc. I was very interested in what people were doing and then when I spotted something interesting, I would spend almost the whole evening with them.

And sometimes I even remember there was a guy who had set up a garage, or a parking lot I don’t know, no he had a car dealership. And basically I had spent two or three hours talking to him and I didn’t even realize it and after a while someone came up to me and said hey you’re not going to spend the whole evening together, are you in love or what?

I know this because for too long I was with people who were dragging me down, slowing me down. And what happened after a while, I said to myself but what am I doing with people like that? What the hell am I doing? And in the end, I got away from those people and I focused on the people who really gave me value. For example, my best friend who wanted to live from his income on the internet, well he had financial goals, which were relatively high, he wanted to start earning three thousand, four thousand euros a month. And now, I know that with his channel he earns money, basically it’s a platform to play and to show his screen, and then there are people who tell you that you can’t make money.

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